Checking & Savings Rates

Deposit Account Rates
Effective November 1, 2016

Type of Account Dividend Rates Annual Percentage Yield (APY)
Shares  .10 .10
Regular Checking  .05 .05
A+ Club Checking  .05 .05
IRA's  .30 .30
     
Certificate Term
$1,000 minimum
   
60 Months  .90 .90
48 Months  .80 .80
36 Months  .70 .70
24 Months  .60 .60
18 Months  .50 .50
12 Months  .40 .40
6 Months  .30 .30
     
Money Market    
$2,500 - $49,000  .10 .10
$50,000 - $99,999  .15 .15
$100,000 or more  .20 .20
     
Rates are available as of dates published.  Dividend rate and annual percentage yield are subject to change without prior notice.  Fees and withdrawal of dividend transactions on your account will cause a reduction in earnings.  APY assumes dividends will remain in account.  The minimum balance for Share Certificates is $1,000; IRAs is $250; Money Market Accounts is $2,500.  Rates for Share Certificates and Money Market Accounts are tiered based on amount of deposit.
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